private car

There are alot of companies in the UK providing insurance and many of these only deal direct or offer only one product. However at Shene (Insurance) Ltd we deal with a range of companies and are able to select a suitable policy to suit your requirements. There are many factors that go into obtaining a quotation and these include the vehicle, the cover, the driving restrictions and use of the vehicle.

Benefits that can be offered subject to the policy selected and your requirements and eligibility:

We pride ourselves on looking for a suitable policy for you. This means that we will look at your requirements and obtain a policy to suit these needs.

When comparing quotations it is very important that you understand what you are getting for your money and whether it is good value or not and you are aware of the terms used by insurance companies. For example - What is an Excess? If your vehicle is lost, stolen or damaged, you are responsible for paying the first amount of the claim no matter how the loss or damage happened. Be careful however as there are two types of excesses, Compulsory and Voluntary. If you choose a voluntary excess this will be in addition to any compulsory excess on the policy so by choosing a £200 voluntary excess you may find that in the event of an accident you have a total of £400 to be paid to the garage before you can collect your vehicle.