standard home insurance

Home insurance can give you cover in various ways. It can be a policy which covers you for your buildings, your contents or both your buildings and contents. There are also a number of options to be thought about as to which you are looking for basic cover or more extensive cover.

At Shene Insurance we help our clients work their way through this minefield and look for a suitable policy for you. With a large range of policies available we have the tools to be able to get cover for all types of homes.

Benefits that can be offered subject to the policy selected and your requirements and eligibility:

• Choice of a Sum Insured Policy where you choose the amount to be insured or a Bedroom Rated Policy where the insurance company provide a policy with generous limits of cover

• Age of Property Discount
• Age of Client Discount
• Security Discount
• No Claims Bonus Discount
• Property Owners Liability up to £2 million
• Personal Liability up to £2 million
• Employer's Liability for Domestic Staff
• Alternative Accommodation up to 20% of the Sum Insured
• 24 Hour Claims Line with Home Assistance Service
• Frozen Food Cover
• Money Cover
• Contents in the Garden
• Students Contents whilst at university
• Key and Lock Replacement
• Accidental Damage to Home Entertainment Equipment
• Accidental Damage to Fixed Glass and Sanitary Fittings

Other options available:
• Worldwide Personal Possessions
• Extended Accidental Damage Cover
• Legal Expenses
• Pedal Cycles

It is important to obtain the correct policy for your needs and therefore we would be very happy to take time to ensure that you get the correct policy for your requirements.